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	<title>Comments on: Deductibles</title>
	<link>http://www.obesity-surgery.bseulf.org/2003/10/08/deductibles/</link>
	<description></description>
	<pubDate>Thu, 08 Jan 2009 12:39:24 +0000</pubDate>
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		<title>By: Neva Marjory</title>
		<link>http://www.obesity-surgery.bseulf.org/2003/10/08/deductibles/#comment-712</link>
		<author>Neva Marjory</author>
		<pubDate>Fri, 10 Oct 2003 07:09:56 +0000</pubDate>
		<guid>http://www.obesity-surgery.bseulf.org/2003/10/08/deductibles/#comment-712</guid>
		<description>Hi Nancy, Yes, I had my surgery at BTC in Addison
Michigan also. If you want to read about my hospital stay
and see a rundown of my expenses, check out my web
site www.geocities.com/karagory/wls.html&#60;br&#62;Good Luck
with your surgery!&#60;br&#62;Lynn</description>
		<content:encoded><![CDATA[<p>Hi Nancy, Yes, I had my surgery at BTC in Addison<br />
Michigan also. If you want to read about my hospital stay<br />
and see a rundown of my expenses, check out my web<br />
site <a href="http://www.geocities.com/karagory/wls.html&lt;br&gt;Good" rel="nofollow">www.geocities.com/karagory/wls.html&lt;br&gt;Good</a> Luck<br />
with your surgery!&lt;br&gt;Lynn</p>
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		<title>By: Kathy Lucrecia</title>
		<link>http://www.obesity-surgery.bseulf.org/2003/10/08/deductibles/#comment-710</link>
		<author>Kathy Lucrecia</author>
		<pubDate>Thu, 09 Oct 2003 19:32:45 +0000</pubDate>
		<guid>http://www.obesity-surgery.bseulf.org/2003/10/08/deductibles/#comment-710</guid>
		<description>I did leave after three days! I had my surgery on monday and went home on
Thursday!&#60;br&#62;Cindy</description>
		<content:encoded><![CDATA[<p>I did leave after three days! I had my surgery on monday and went home on<br />
Thursday!&lt;br&gt;Cindy</p>
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		<title>By: Neva Marjory</title>
		<link>http://www.obesity-surgery.bseulf.org/2003/10/08/deductibles/#comment-709</link>
		<author>Neva Marjory</author>
		<pubDate>Thu, 09 Oct 2003 15:07:34 +0000</pubDate>
		<guid>http://www.obesity-surgery.bseulf.org/2003/10/08/deductibles/#comment-709</guid>
		<description>Karagory,&#60;br&#62;You have lifted my spirits
tremendously!!! HUGGS to you! I too am going to be at the BTC
Michigan hospital in Addison. Was it Addison, Michigan you
went to? I know I will have an out of pocket expense
but I don't care. I can't seem to keep my weight down
even a little. I don't have long to go my surgery date
is March 13. That has always been a lucky number for
me.&#60;br&#62;Thanks again.&#60;br&#62;Nancy B.</description>
		<content:encoded><![CDATA[<p>Karagory,&lt;br&gt;You have lifted my spirits<br />
tremendously!!! HUGGS to you! I too am going to be at the BTC<br />
Michigan hospital in Addison. Was it Addison, Michigan you<br />
went to? I know I will have an out of pocket expense<br />
but I don&#8217;t care. I can&#8217;t seem to keep my weight down<br />
even a little. I don&#8217;t have long to go my surgery date<br />
is March 13. That has always been a lucky number for<br />
me.&lt;br&gt;Thanks again.&lt;br&gt;Nancy B.</p>
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		<title>By: Neva Marjory</title>
		<link>http://www.obesity-surgery.bseulf.org/2003/10/08/deductibles/#comment-708</link>
		<author>Neva Marjory</author>
		<pubDate>Wed, 08 Oct 2003 23:05:12 +0000</pubDate>
		<guid>http://www.obesity-surgery.bseulf.org/2003/10/08/deductibles/#comment-708</guid>
		<description>Hi Nancy, I don't know who your surgeon is, but
with my surgeon at BTC in Michigan, I didn't have to
pay anything upfront. They verified my insurance
coverage beforehand, and warned me that I would probably
have to pay about 3,000 out-of-pocket because I was
going out of network. After my hospital stay was over,
they sent all the bills to my insurance company, and
once the insurance company had paid their portion of
each bill, the hospital billed me for the remainder. I
paid the bills promptly and got a 10% discount. Hope
this helps.</description>
		<content:encoded><![CDATA[<p>Hi Nancy, I don&#8217;t know who your surgeon is, but<br />
with my surgeon at BTC in Michigan, I didn&#8217;t have to<br />
pay anything upfront. They verified my insurance<br />
coverage beforehand, and warned me that I would probably<br />
have to pay about 3,000 out-of-pocket because I was<br />
going out of network. After my hospital stay was over,<br />
they sent all the bills to my insurance company, and<br />
once the insurance company had paid their portion of<br />
each bill, the hospital billed me for the remainder. I<br />
paid the bills promptly and got a 10% discount. Hope<br />
this helps.</p>
]]></content:encoded>
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		<title>By: Neva Marjory</title>
		<link>http://www.obesity-surgery.bseulf.org/2003/10/08/deductibles/#comment-707</link>
		<author>Neva Marjory</author>
		<pubDate>Wed, 08 Oct 2003 12:23:37 +0000</pubDate>
		<guid>http://www.obesity-surgery.bseulf.org/2003/10/08/deductibles/#comment-707</guid>
		<description>You wont jinx it by making a call. Once it is
approved, its approved. Although you should call the
hospital and ask their policy, and then call the doctor
and ask theirs. The hospital and the doctor bill
seperately. The hospitals here would require upfront payment,
but your doctor may be more willing to work with you.
I am concerned that you can only stay 3 days in the
hospital though. My husband and I both have had the
surgery and there was no way either of us was ready to
leave after 3 days.</description>
		<content:encoded><![CDATA[<p>You wont jinx it by making a call. Once it is<br />
approved, its approved. Although you should call the<br />
hospital and ask their policy, and then call the doctor<br />
and ask theirs. The hospital and the doctor bill<br />
seperately. The hospitals here would require upfront payment,<br />
but your doctor may be more willing to work with you.<br />
I am concerned that you can only stay 3 days in the<br />
hospital though. My husband and I both have had the<br />
surgery and there was no way either of us was ready to<br />
leave after 3 days.</p>
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