last minute problems

You guys won’t believe this. My dr’s office
called me on Friday(yesterday) told me they were in
touch with my ins. co. and the ins. told them that the
hospital was not in my ppo network. This means that my
portion will be $8000, $4000 upfront and the other 4 can
be put on payments of like 300 some a month. Well,
my surgery is scheduled for next Tuesday, I will not
be able to come up with that kind of money nor would
I be able to pay that payment monthly. I looked in
my ins. book that has my providers and the hospital
that I am going to is in there. I knew it was, I had
already looked it up a long time ago, but I do not
understand why they are saying they aren’t in the network. I
will only have to pay 2000 and on payments if it is in
the network. I couldn’t believe it when they called.

I just started crying. I just have to get this done
before the year is up, I’m transfering to a university
in January and I won’t be able to take the time off
of school like I can now. <br>I’m trying to stay
positive, it’s hard because I have to wait the weekend out
before I can talk to anyone at the ins. office. It was
after hours by the time I talked to my dr’s office. The
funny thing is, I was suppose to leave Monday to drive
up there and stay overnight because my pre-testing
is on Tuesday morning. <br><br>Thanks for letting me
vent!<br><br>Brandy

3 Responses to “last minute problems”

  1. Neva Marjory Says:

    Man oh man Brandy. What a predicament. Did you
    check the booklet to make sure it was current too and
    not outdated? I am not puting the blame on you at
    all, but knowing me, I would forget to keep my
    provider booklet current when I received it in the mail.
    Hope you can straighten this out on Monday.<br>Vicki

  2. Neva Marjory Says:

    Brandy,<br><br>Does your insurance company have a
    web site? If it does, you may be able to see if the
    hospital is in your PPO network.<br>I wish you the best.
    Hang in there.<br><br>Dottie<br>Pre-op DS

  3. Aron Freeman Says:

    Hey Brandy,<br> Write them a check and then claim preop insanity! Just
    kidding! Trying to cheer you up until you can find out what the deal
    is!<br><br>Ice

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